Germany legal updates November 2025

Hey Schatzileins,

It’s that time again — your monthly round-up of everything changing in Germany.

November 2025 brings new laws, pay raises, and important reminders for anyone living, studying, or working here. Whether it’s higher wages, stricter payment rules, or the new nursing program, here’s everything you need to know to stay one step ahead.

New Nursing Assistant Training (Starts January 1, 2027)

Big news in the healthcare sector!

From January 1, 2027, Germany will launch a nationwide training program for nursing assistants (Pflegefachassistenz).

This reform replaces 27 different state-level programs, creating one unified, modern qualification.

What this means for you:

• Easier job mobility across all German states

• Simpler recognition of foreign qualifications

• A stronger, more consistent standard of care

If you’re interested in studying or working in healthcare, check out my post on how to train as a nurse in Germany.

Better Pay for Freelance Midwives (From November)

Freelance midwives who work outside clinics now earn at least €74 per hour thanks to a new collective agreement.

Plus, the billing process is being simplified.

Wage Increase for Scaffolders (From November 1)

From November 1, scaffolders’ pay rises 7.5% → €19.25/hour, with another 4.4% increase due on October 1, 2026.

Apprentices also earn more:

• Year 1: €1,125

• Year 2: €1,300

• Year 3: €1,550

Stricter “Buy Now, Pay Later” Rules (From November 20)

From November 20, new EU rules will make “Buy Now, Pay Later” purchases in Germany stricter.

What’s changing:

• You’ll need a credit check before approval

• Banks must give clear repayment information

• Designed to reduce debt and help low-income households

This reform comes from the EU Consumer Credit Directive, in effect since October 30.

New Citizenship Law (Effective October 30)

Germany’s new citizenship law took effect on October 30, 2025.

Key points:

• Citizenship after 5 years (no longer 3)

• Dual citizenship stays for EU & non-EU nationals.

You might also like: How to apply for German citizenship.

Old TVs Lose SD Channels (From November 18)

From November 18, TVs without HD reception will no longer receive:

ZDF, ZDFinfo, ZDFneo, 3sat, and KiKA.

Both ARD and ZDF are now broadcasting only in HD.If your TV is older, it’s time for a quick upgrade.

Reminders & Deadlines

KulturPass Ends November 30

The KulturPass, which gave 18-year-olds in Germany €200 for cultural activities, ends this month.

Use by: November 30.

Pick up orders by: December 15

Tax Reduction Application Deadline (November 30)

If you’re expecting a refund, apply for a Lohnsteuerermäßigung by November 30 via the Elster online portal.

Car Insurance Switch Deadline (December 1)

Because November 30 falls on a Sunday, the Kfz-Versicherung switch deadline moves to December 1 this year.

Comparing and switching insurers can save hundreds of euros — so don’t skip this one, Schatzilein!

Final Thoughts

November in Germany is packed with updates — from higher pay and better protections to key tax and insurance deadlines.

But don’t worry, Schatzilein — I’ve broken down all the important bits so you can stay informed and stress-free.

Watch the full video breakdown on YouTube: NEW LAWS IN GERMANY NOVEMBER 2025 | MONEY, HEALTH & MORE! || DULDUNG IN GERMANY EXPLAINED 🇩🇪

I cover each change with examples and practical tips for expats and locals alike!

And don’t forget to follow for daily updates:

📸 Instagram | 🎥 TikTok | X (Twitter) → @thephoebeway

See you next month, Schatzileins!